Payload & Equipment Insurance
Payload and equipment coverage protects the high-value cameras, gimbals, LiDAR and multispectral sensors, controllers, and ground support gear that your drone carries and your crew depends on.
Payload & Ground Equipment Coverage
The aircraft is only part of the investment. The payload — a cinema camera, a LiDAR unit, a multispectral or thermal sensor — often costs more than the drone carrying it, and your operation also relies on controllers, tablets, batteries, base stations, and ground gear. Payload and equipment coverage protects all of it against damage, theft, and loss.
What's Covered
- Payload sensors: Cameras, gimbals, LiDAR, thermal, and multispectral units
- Ground control equipment: Controllers, tablets, monitors, and base stations
- Batteries, chargers, and support gear
- Theft: Equipment stolen from a vehicle, job site, or storage
- In-transit and on-site coverage wherever you work
Why Separate From Hull
Hull coverage focuses on the aircraft; payload is frequently scheduled separately because sensors are swapped between aircraft, used on the ground, and carry their own high values. Treating payload as its own coverage ensures a damaged or stolen sensor is fully protected regardless of which drone it was mounted on.
Right-Sizing Your Limit
A mapping or inspection operation can carry tens of thousands of dollars in sensors and ground gear. We schedule high-value items and set a blanket limit so a dropped gimbal or a break-in doesn't come out of your own pocket.
What's Covered
Frequently Asked Questions
Not always. Hull coverage focuses on the aircraft; payloads are often scheduled separately because they're swapped between drones, used on the ground, and carry high values of their own. Payload coverage makes sure that expensive sensor is fully protected.
Yes. Payload and equipment coverage typically includes theft from a vehicle, job site, or storage, plus in-transit and on-site damage. We size the limit to your full kit so a break-in doesn't become an out-of-pocket loss.