Drone Hull & Physical Damage Insurance
Drone hull insurance covers physical damage to the aircraft itself — from a crash, flyaway, hard landing, or in-transit accident — protecting the significant investment your fleet represents.
Hull & Physical Damage for Your Drone Fleet
General liability protects others; hull coverage protects your aircraft. A commercial UAS — especially a survey, mapping, or heavy-lift platform — can represent a major investment, and the leading cause of loss is the aircraft itself crashing, flying away, or being damaged in transit. Hull and physical damage coverage repairs or replaces the drone when that happens.
What Hull Coverage Includes
- In-flight loss: Crashes, flyaways, and loss of control
- Hard landings and ground accidents during operation
- Transit and storage: Damage while the drone is being moved or stored
- Scheduled fleet: Coverage for each aircraft you operate, by make and value
- Agreed value or actual cash value settlement options
Why Operators Carry It
A single flyaway can cost thousands to tens of thousands of dollars to replace, and a busy commercial operator flies in demanding conditions every week. Hull coverage turns an aircraft loss from a business-disrupting hit into a manageable claim.
Deductibles and Valuation
Hull policies carry a deductible, and how the aircraft is valued — agreed value vs. actual cash value — affects both your premium and your recovery. We help you schedule each aircraft correctly so a total loss is settled the way you expect.
What's Covered
Frequently Asked Questions
Yes — hull and physical damage coverage is designed for exactly these losses: flyaways, crashes, hard landings, and loss of control, as well as transit damage. Liability policies do not cover damage to your own aircraft, so hull coverage is essential.
It depends on whether you schedule it on an agreed-value or actual-cash-value basis. Agreed value pays a pre-set amount; actual cash value factors depreciation. We help you choose and document the right basis for each aircraft.